An Education with Every Disaster

An Education with Every Disaster

Seven inches of rain in less than 8 hours is an epic storm, but furthermore, Elsa, Henri, and Ida make 3 inundating rainstorms in 7 weeks. Wow!

So, what did we learn for the future?

Here are some thoughts coming out of Ida:

  1. Sump pumps are not effective against this much rain in such a short amount of time.
  2. It might be time to consider flood insurance seeing how you do not need to be in a flood zone to have heavy rain exposure.
  3. Making a water damage claim of any kind from a massive flood to a leaky toilet can impact the ability to sell your home. Insurers are hesitating on homes with previous water damage claims.
  4. Generators should be isolated from any water runoff.
  5. Finished basements should be modest to minimize the loss.
  6. Using your basement for storage creates more risk.

In every challenge there is a lesson, and your education from Ida should be used for future planning.

This is publication from Shepard Insurance Group. Email us at, or call (203) 637-6655, to learn more about how to protect yourself when future storms hit.

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